如何写出一篇好的文章?这不是一蹴而就的事情，是需要不断地练习和积累。在托福考试当中，写作是一个难点，要拿并不容易。如何自己的写作水平是每一个托福学子迫切想知道的问题，北京新航道小编建议大家多看一些别人的文章，从中吸取优点，多找一些话题练习，坚持下去，会有进步。下面就给大家分享一些话题和文章，帮助大家来吸取经验。

　　Spend your earned money immediately or save it for future?

　　Is it better to enjoy your money when you earn it or is it better to save your money for some time in the

　　future? Use specific reasons and examples to support your opinion.

　　『分析』

　　先讨论一下储蓄的必要性以及及时享乐的好处。

　　然后可以采取it depends策略进行选择。

　　是花钱及时享乐好呢还是把钱存起来好，要看钱的数目是多少。如果一个月赚

　　800块，只有一个选择，花掉。

　　2000块，就可以花掉一些，存起来一些。

　　20000块，就多花一些，也可以多存一些。

　　『范文』

　　My mom used to tell me: "You can only spend money once." What she meant is that if you spent money

　　frivolously, you might really need it later and regret your earlier careless spending. After several years of

　　managing a small amount of my own money, I have come to the conclusion that my mom was right, saving is

　　better than spending.

　　No one knows what tomorrow will bring, the only thing we can do is to try to be prepared. When disaster

　　strikes, perhaps a sudden illness in the family, having money on hand can mean the difference between life and

　　death. When opportunity knocks, a surprise acceptance to a top university for instance, money is needed for

　　tuition, board, and books. This is not to say that one should not spend any money because they have to prepare for

　　every possible contingency. 来源：北京新航道托福培训It simply means that one should not spend recklessly without having a substantial

　　amount of money to guard against an unpredictable future.

　　The importance of saving money when young cannot be overstressed. This is because young people can

　　tolerate higher-risk, higher return investments, and can let their investments mature longer, allowing interest on

　　savings to compound. If invested well, $5,000 today could become $20,000 in 15 years. This concept is so

　　powerful because the investor does not have to work for the money, the money works for the investor. Saving is not

　　only a bulwark against an unpredictable future, it is also a way to generate future wealth.

　　At last, while it is true that spending money can be enjoyable, it is not the only way to have fun. The idea that

　　we must always be consuming things in order to have a good time is a lie told to us by advertisers. These

　　Edited by Lost Lawyer

　　companies tell us that only when we drive the right car, wear the right clothes, and drink the right beverages will

　　we be truly happy. In reality, each person determines the standard of his/her own happiness. For my part, I have

　　decided that creating things, writing, painting, making music, is what truly makes me happy. The amount of money

　　I need to spend doing these things is almost nothing, but the happiness they bring me is immeasurable. I would

　　prefer to save money for unavoidable expenses and enjoy life by being a producer, not a consumer.

　　上面的写作话题和文章，大家可以用来练习和总结。其实，写作并不难，无论做任何事情，只要努力想办法去解决，就会有收获。相信大家都可以成为写作高手。希望大家都能轻松的应对托福写作，写出好文章。

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